Welcome to ramkumarsingha.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree with these Terms, please do not use this Website.

1. Acceptance of Terms By accessing this Website, you acknowledge that you have read, understood, and agree to these Terms and any additional terms and conditions that may apply to specific sections of the Website or to products and services available through the Website.

2. Changes to Terms We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Website after changes are made constitutes acceptance of those changes. It is your responsibility to review these Terms periodically.

3. Use of the Website

3.1. Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you meet this requirement.

3.2. Prohibited Conduct: You agree not to:

• Use the Website for any unlawful purpose.

• Transmit any harmful or malicious code.

• Engage in any activity that disrupts the Website’s functionality.

• Use the Website to impersonate another person or entity.

3.3. Account Security: If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

4. Intellectual Property All content on this Website, including text, images, graphics, logos, and software, is the property of ramkumarsingha.com or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Website without prior written consent.

5. Third-Party Links This Website may contain links to third-party websites or services. We do not control or endorse these third-party sites and are not responsible for their content or practices. Your use of third-party websites is at your own risk.

6. Disclaimer of Warranties This Website is provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the operation or availability of the Website or the accuracy, completeness, or reliability of any content.

7. Limitation of Liability To the fullest extent permitted by law, ramkumarsingha.com shall not be liable for any damages arising out of or related to your use of or inability to use this Website, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

8. Indemnification You agree to indemnify, defend, and hold harmless ramkumarsingha.com, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorney’s fees) arising out of your use of the Website or violation of these Terms.

9. Governing Law and Jurisdiction These Terms are governed by and construed in accordance with the laws of Bengaluru Jurisdiction. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in Bengaluru Jurisdiction.

10. Termination We reserve the right to suspend or terminate your access to the Website at any time and for any reason, including violations of these Terms.

11. Contact Information For questions or concerns about these Terms, please contact us at:

Email: ram@ramkumarsingha.com
Phone: +91 9900536058

By using this Website, you agree to these Terms and acknowledge that you have read and understood them.